Earning income and achievement. Earnings on social networks. Credit funds. Loans to organizations and individuals
Alexey Zenkov
When someone is looking for an opportunity to earn extra money, most often they are advised to find a temporary part-time job. But what if you don't have the time or energy to do so? In this case, you need to find ways to generate passive income - making money with little investment of time and effort on your part.
Try index funds
Index funds allow you to receive income from investments in the stock market absolutely passively. For example, if you invest in a fund based on the S&P 500 index, your funds will be invested in the general market, and you will not have to think about how to manage your money and whether to sell or buy shares of certain companies. All these moments will be managed by the fund, which forms its investment portfolio depending on the state of a particular index.
You can also choose a fund that works with any index. There are funds involved in various business sectors - energy, precious metals, banking, emerging markets and others. You only need to decide for yourself that you want to do it, then invest and relax. From now on, your stock portfolio will run on autopilot.
Make videos for YouTube
This area is developing very quickly. You can make videos of absolutely any category - music, educational, comedy, movie reviews - anything ... and then put it on YouTube. You can then connect Google AdSense to these videos and they will show automatic ads. When viewers click on this ad, you will earn money from Google AdSense.
Your main task is to create decent videos, promote them on social networks and maintain enough of them to earn income from a few clips. Shooting and editing a video is not so easy, but after that you will receive a source of completely passive income that can last for a very long time.
Not sure if you can do it on YouTube? Michelle Phan has combined her love for makeup and art with making videos, has amassed over 8 million followers, and now has her own $800 million company.
Try affiliate marketing and start selling
This is a passive income technique more suitable for owners of blogs and active Internet sites. You can start promoting any products on your site and receive a fixed fee or a percentage of sales.
Making money this way is not as difficult as you might think, because many companies are interested in selling their products in as many places as possible.
You can find partnership offers either by contacting manufacturers directly or on specialized sites. It is best if the advertised product or service is of interest to you or corresponds to the theme of the site.
Make your photos profitable on the web
Do you love taking pictures? If so, you might be able to turn it into a source of passive income. Photobanks, such as and, can provide you with a platform for selling pictures. You will receive a percentage or a flat rate for each photo sold to a website client.
In this case, each photo represents a separate source of income that can work again and again. All you have to do is create a portfolio, upload it to one or more platforms, and that's where your action will end. All technical issues of photo sales are handled through the web platform.
Buy high yield stocks
By creating a portfolio of high yield stocks, you will receive a source of regular passive income with an annual interest rate that is much higher than the interest of bank deposits.
Do not forget that high-yielding stocks are still stocks, so there is always the possibility of capital revaluation. In this case, you will receive profit from two sources - from dividends and return on invested capital. To purchase such shares and fill out the relevant forms, you will need to create a brokerage account.
Write an ebook
Of course, this can be quite a laborious process, but when you write a book and place it on marketplaces, it can provide you with income for years. You can sell the book on your own site or enter into a partnership agreement with other sites that are relevant to the subject of the book.
Write a real book and get royalties
As with writing an e-book, this is where you have to work hard first. But when the work is finished and the book goes on sale, it will become a completely passive source of income.
This is especially true if you manage to sell the book to a publisher who will pay you royalties on sales. For each copy sold, you will receive a percentage, and if the book is popular, these percentages can result in substantial amounts. In addition, these payments can last for years.
Mike Piper of ObviousInvestor.com recently did this. He wrote the book Investment in Plain Language, which was only sold on Amazon. The first book became so profitable that he created an entire series. These books are in total.
Get cashback from credit card transactions
Many credit cards provide cashback ranging from 1% to 5% of the purchase amount. You still go shopping and spend money, right?
Such bonuses allow you to provide yourself with a kind of passive “income” (in the form of reduced spending) from actions that you still perform.
Sell your own products online
In this area, the possibilities are endless: you can sell almost any product or service. It can be something you created and made by yourself, or it can be a digital product (software, DVDs or instructional videos)
For trading, you can use a specialized resource, if suddenly you do not have your own website or blog. In addition, you can enter into a partnership agreement by offering goods to sites of relevant subjects or using platforms like (American marketplace for the sale of digital information products - ed.).
You can learn how to sell goods on the Internet and earn quite a lot from it. It may not be completely passive income, but it is certainly more passive than a regular job that you have to go to every morning.
Invest in real estate
This method falls rather into the category of semi-passive income, since investing in real estate implies at least a small level of activity. However, if you have a property that you are already renting out, the only thing left to do is to maintain its condition.
In addition, there are professional property managers who can manage your property for a fee of approximately 10% of the rent. Such professional managers help to make the process of profiting from such investments more passive, but they will take away part of it.
Another way to invest in real estate is to pay off a loan. If you take out a loan to buy a property that you will rent out, your tenants will pay off this debt a little each month. When the full amount is paid, your profits will increase dramatically, and your relatively small investment will turn into a full-fledged exit program from your main job.
Buy a blog
Thousands of blogs are created every year, and many of them are abandoned after a while. If you can acquire a blog with enough visitors - and therefore enough cash flow - it can be a great source of passive income.
Most blogs use Google AdSense, which pays once a month for ads placed on the site. You can also enter into partnership agreements to provide additional income. Both of these streams of profit will be yours if you own a blog.
From a financial standpoint, blogs typically sell for 24 times the monthly income the blog can generate. So if a site can make $250 a month, chances are you can buy it for $3,000. This means that by investing $3,000, you can receive $1,500 annually.
You may be able to buy the site for less money if the owner really wants to get rid of this asset. Some sites host "eternal" materials that will not lose their relevance and will generate income years after publication.
Bonus Tip: If you buy such a site and then fill it with fresh content, you will be able to increase your monthly income, and you will be able to sell the site again after some time for a significantly higher price than you paid when you bought it.
Finally, instead of buying a blog, you can create your own. This is also a good way to earn money.
Create a selling website
If there is a product that you know a lot about, you can start selling it on the profile site. The methodology is the same as when selling a product of your own manufacture, except that you do not have to deal with the production itself.
After a while, you may find that you can add similar products. If this happens, the site will begin to generate significant profits.
If you can find a way to deliver goods directly from the manufacturer to the customer, you won't even have to get your hands dirty. It may not be 100% passive income, but it is very close to it.
Invest in Real Estate Investment Trusts (REITs)
Let's say you decide to invest in real estate, but don't want to pay attention and time to it at all. Investment trusts can help you with this. They are something like a fund that owns various real estate projects. The funds are managed by professionals, so you don't have to interfere with them at all.
One of the main advantages of investing in REIT trusts is that they usually bring higher dividends than stocks, bonds and bank deposits. You can also sell your interest in the trust at any time, making such assets more liquid than owning real estate on your own.
Become a passive business partner
Do you know a successful company that needs capital to expand its business? If so, you can become something of a short-term angel and provide that capital. But instead of giving credit to the owner of the company, ask for a share of the shares. In this case, the owner of the company will manage the work of the company, while you will be a passive partner, also taking part in the business.
Every small business needs a referral source to support sales. Make a list of entrepreneurs whose services you use regularly and whom you can recommend for cooperation. Contact them and find out if they have a payment system for referrals.
You can add accountants you know, landscape designers, electricians, plumbers, carpet cleaners, you name it. Be prepared to recommend these people to your friends, family, and colleagues. You can earn commission on every referral just by talking to people.
Do not underestimate referral programs in the professional field. If the company you work for has bonuses for recommending new employees or new clients, take advantage of it. This is very easy money.
Rent out unused accommodations on Airbnb
The concept appeared only a few years ago, but very quickly spread around the world. Airbnb allows people to travel the world and pay far less than regular hotels. As an Airbnb member, you can use your home to host guests and earn extra money through rent alone.
The amount of income will depend on the size and condition of your home and its location. Naturally, if your house is located in an expensive city or near a popular resort, the income will be much higher. This is a way to make money from free spaces in your home that would be empty anyway.
Write an application
Apps can be an incredibly lucrative source of income. Think about how many people have smartphones today. Yes, almost everything! People are downloading apps like crazy – and for good reason.
Apps make people's lives easier. Whether it helps you post beautiful pictures or keeps track of tasks, there is always an app that is useful to someone.
You may ask: if there are so many applications, why should you try to create another one. Isn't there too much competition? All this is true, but fresh creative ideas can win. If you can come up with something unique, you can capitalize on it.
Don't know how to program? No problem, you can learn. There are a lot of different courses on the Internet, including free ones. Alternatively, you can hire a developer to create an application based on your idea.
The end result is an application that will potentially generate relatively passive income.
Create online courses
Every person is an expert in something. Why not create an online course about your hobby?
There are several ways to create and deliver your own online courses. One of the easiest ways is to use sites like
Improving well-being is a natural desire of any person. However, for both the rich and the poor, there is a limit set by work, there is a ceiling on the level of wages or pensions. One of the ways to overcome it can be considered passive profit - from automatically occurring operations.
What is passive income
Unlike active (linear) income, residual income does not require constant actions from the owner. A well-established scheme of passive income will bring money independently and constantly. Unlike daily trips to work, where no financial investment is required from a person, building a source of alternative income requires one-time material and intellectual efforts.
Actually, passive income in Russia, for example, includes:
- investments in securities;
- leasing of real estate, equipment, transport;
- receiving interest income from a bank account;
- royalties for intellectual property;
- selling your own ideas;
- provision of Internet sites to third parties.
How to create passive income from scratch
The desire to make a profit and gain financial freedom is the most natural thing possible. However, here lies the main problem for lazy people - creating a passive income from scratch requires material, financial or intellectual investments, depending on the chosen direction of activity. However, even without a minimum material property, you can organize a regular income and put it on stream.
Sources of passive income
In the desire to receive money and do nothing, the main thing is not to get lost among the huge range of opportunities. At first glance, it may seem that there are not so many of them: investments, rent, copyright. In fact, only on the Internet there are more than 100 different types of options to earn money. The list will indicate the main ways of passive income for the average person:
- index funds specializing in metals, energy, emerging technologies;
- advertising: you can make a video blog on any popular video hosting;
- renting a house / car;
- passive marketing - distribution of third-party advertising on its site;
- investments in high-yielding securities;
- write an e-book (you don’t even have to spend money on publishing);
- organize or join a ready-made passive business partnership;
- professional recommendations and advice - create online courses, a textbook, articles or maintain a thematic blog.
Smart investment
This method of income can be considered the simplest and most undemanding. All that is needed from the investor is to choose the direction of capital injection. Investments in intellectual property have been consistently profitable for many decades. The difference from any material forms of ownership is colossal: intangible objects of ownership are not subject to obsolescence and destruction, they are easily reproduced / copied.
With this method of investment, the following options for owning property are possible:
- Ownership of rights to a unique trademark, logo, design layout or style concept. An example is the promoted brands like McDonald's, MTS or Beeline - everything is covered by copyright: colors, slogans, logos, even design schemes for branded stores.
- Purchase of a patent right for an invention, technical means or technological method of production. The term of a patent under modern law is 10 years with the right to further renewal.
- Create your own educational or artistic production. Profit is possible not only from authorship, but also from the distribution of material or digital copies of the product.
Marketing investments
The essence of this method of investing is to create your own business project that will be interesting and necessary for a specific target audience, establish a chain of command and ensure functioning that will require minimal impact from the owner. This is the creation of your own business with the subsequent receipt of a constant profit. Such business plans with creativity can be created constantly, gradually selling them in the form of pure projects, and receiving additional income from owning the idea.
Marketing revenues begin to bring real profit only after the initial investment pays off. This means that you cannot get a quick income in this way. Depending on the field of activity, reaching a residual income can take several years. If the business is in demand and properly organized, then after a while it will be possible to enjoy profits with minimal impact on the process.
Renting out real estate
Almost every resident of the country who owns unused space rents it out. There is no fundamental difference - the source can be an apartment, a house, an office, a piece of land, a warehouse, and even a factory. Passive income from real estate is that the owner makes a profit when another person uses his property. In the modern world, this is the easiest and most effective way to make a profit without additional capitalization (provided that you have unused private real estate).
Income from financial investments
This type of investment refers to risky and fickle processes. Investing in securities, precious metals, precious stones and other analogues of the money supply is profitable in the presence of start-up capital. At the same time, passive income from investments will fluctuate following the mobility of the stock market. Both sudden ups and sharp drops are possible following political actions, the appearance of new players on the stock exchange. At the same time, there will always be profit, since there are no analogues to monetary relations yet.
Separately, it is worth mentioning investing in shares of developing companies. It is extremely risky to invest in a JSC with an unpredictable future. You can either lose all share capital, or get rich instantly (as was the case with Microsoft). Either way, you need to weigh the risks. Even regular players in the market can suddenly go bankrupt for one reason or another.
Passive income with investments
To obtain a guaranteed income, mandatory minimum financial investments are required. In this situation, almost 100% guaranteed at least the return of funds spent in case of unsuccessful investment (you can go to zero). Types of passive income with initial capital - investing in a bank, securities, Forex (PAMM account), mutual funds. Profit is calculated from the number of assets invested initially.
Income from the deposit
If the owner has a liability in the form of funds that are not in demand, then he can put them in the bank at interest and make a profit. Deposits can be called the most profitable investment for residual income. The main thing is to make sure that the bank is reliable and determine the terms of the contract. Income on a bank deposit will be determined by the specifics of the deposit - replenished or not, with interest capitalization or permanent, with the possibility of withdrawing money before the expiration date or closed.
Income from mutual funds
Mutual funds have become popular among investors because of their profitability with full legality and proper use of capital. The essence of these organizations is simple - there are a number of equity holders who have invested their funds for the general cash desk (not legal entities and not banks). The management company strives to increase capital, from which interest will be paid to shareholders. This is a kind of cooperative for the sake of profit. The profitability of mutual funds directly depends on competent management and successful investment.
Flower business - passive income
This example will well illustrate the implementation of marketing investments. A passive business makes a profit after the owner has adjusted its functioning to a state where his constant intervention is not required. For example, for a flower business, you need to find a supplier, florist, equipment and premises. If these factors interact normally, then it remains only to make a profit and sometimes make adjustments.
Another modern original source of seasonal alternative income on flowers is the rental of bouquets for the holidays for photos. No matter how ridiculous it may seem, but in 2016 one of the owners of the flower business on 2 bouquets with a total value of 5,000 rubles made a profit of about half a million in less than a month. So even a seemingly permanent business can bring a one-time income.
Passive income without investment
One of the most popular queries on the Internet for the segment of work in Russia. This does not mean that there are a large number of idlers in the country. In a crisis situation without a material base, it is very difficult to start earning. The ideas of passive income online are widely known, but it is important to remember that the number of scammers is several hundred times higher. You should carefully choose the method of passive income on proven sites with real recommendations and reviews.
passive income online
To start earning through the network, you need to exist and understand inside it. Passive online income is based on the fact that a person owns his website, blog or just a hosted channel. Further, there are two options for making a profit - advertising, selling your own ready-made media materials. All the rest (affiliate programs, investing, selling links, etc.) require direct participation, so it is no longer possible to call them passive.
Network Marketing - Passive Income
Any network marketing is a peculiar way of earning, which is criticized by many. Successful work in this area will be able to people with a certain mindset and character. Initially, SM is direct sales, and there is no question of any residual income. Let's take Oriflame as an example. The seller invests in the purchase of goods and reference literature, pays for seminars and courses, receives a profit on resale (at the same time, it is fixed by the company). Passive income in Oriflame starts from the moment when attracted customers start working for the seller (they themselves start selling).
At this point, non-linear income begins in any network structure. At its core, SM is a typical pyramid scheme where you need to hire even more workers in order to make a profit. At the same time, someone is already making a profit from you, from your interest. Paradoxically, passive workers in this field of activity have nothing to do. You will have to work hard to earn a residual income.
Games with passive income
Making money on the game is the dream of any active gamer, because a hobby that brings money cannot but rejoice. In the current state of the network, the income of online games (popular and in demand) allows active players to earn real money. There are a huge number of Internet sites where they sell virtual things from games for real rubles. This business is growing rapidly and inevitably.
The novelty of the network is games with real money payout and passive income. Most of them are primitive in appearance and are an offshoot of some investment fund or company. Obviously, no one advertises this, but such game projects not only increase the basic capital, but also depersonalize it. In such games, the player's activity is minimal, but the profit is insignificant. To speed up the process, you can buy special tools for real money, and the costs are offset by game progress.
How to organize passive income
First you need to really want to get more money and decide on the field of activity. The organization of passive income on direct capitalization requires minimal financial education, a marketing approach requires a ready-made business, and an intellectual approach requires creative thinking or specialized knowledge in demand. After setting the task, only legal registration remains (even for games there is registration and an agreement with the conditions for the circulation of real money). On this active activity can be considered finished.
Tax on passive income
In most cases, passive income tax is already included in the calculation process when they are received. This means that the profit from dividends will go to the account with the tax percentage already deducted. However, when filing a tax return, you must indicate all types of income. Almost all of them are subject to a rate of 13% in Russia. Difficulties arise with patents and licensing of intellectual property - the tax rate is calculated separately for each specific case.
Sale of passive income
The easiest way to sell a business with passive income. The seller increases the value by the amount of possible profit for a certain period, and then the standard procedure follows. It is more difficult with non-linear methods of income through the network - there is practically no legislation for this process. Therefore, when selling a serious source of residual profit via the Internet, it is necessary to involve specialists. Securities are traded through specialized brokers.
Video: Passive Income Options
I am glad to welcome the readers of our portal! Oleg Zolotarev is with you. Today we’ll talk about the now popular phrase “passive income”. Many dream about it, because it's very cool, you see, to do nothing and get paid for it. But is it really so? What is passive income, what activities can be attributed to it, as well as what time, material and physical costs are behind it, we will analyze in today's article.
Passive income: a general concept!
Each of us roughly understands the meaning of the “passive income” category, because the clue lies in the phrase itself. Passivity means inaction. This means that the income received in this way does not imply an active labor process from a person. In this way:
Passive income is the receipt of remuneration with some frequency without the need for daily work.
It is safe to say that building a reliable base that will provide its owner with a good passive income is the highest level of financial independence. This is the bar that everyone needs to strive for, because it is then that a person will be able to feel complete freedom, enjoy life, have enough time and money to implement their plans and make their desires a reality.
Unfortunately, not all types of passive income can provide such freedom. More often than not, available sources, such as bank deposits or real estate rents, provide the owner with a steady addition to their basic income. However, there is no need to talk about living luxuriously solely on these cash receipts.
Of course, there are exceptions here too. Among my acquaintances there are people who at one time acquired a dozen apartments in Moscow and now safely rent them out and receive their considerable passive income. However, there are not many such people. The same applies to the situation with bank deposits. Given the low percentage of profitability (about 10% per annum), how much money should be owned in order to live comfortably only on interest? In this case, it is more expedient to invest free money in more profitable projects. I have already described affordable alternatives in the article Where to invest money in 2016 so as not to lose? Expert advice and personal recommendations!
In addition to these sources of passive income, you can also highlight:
securities, patents for certain inventions, software products or creative objects, trust management of own assets in business or financial markets, passive income on the Internet in the form of your own portal, affiliate programs.
Passive income requires an initial investment! Where to get them?
Whatever the source of passive income, there is one common feature for each of them - it is the presence of initial capital. It is impossible to achieve complete financial independence without initial investments. To receive interest on the deposit, you need to have this same deposit. To buy a security, you need money. To build your business, and then simply control its activities, you need a lot of money. To write a book, make a film or come up with an invention, and subsequently acquire copyright, financial resources are also needed.
However, what should a person who does not have the necessary financial layer do to forget about his dream of having a passive income? Of course not! Now you can just look at the screenshot of my screen and see the amount of money indicated in the corner:
I can freely dispose of this money: I can spend it, or I can make it a source of passive income. However, friends, this figure did not appear out of nowhere. This is the result of my long-term work in the financial markets using a modern investment method - binary options. Right now I suggest watching a short video about them:
I have been trading binary options for several years. This way of income gradually turned from an interesting hobby to the main source of income. Skeptics now ask to calm their negativity. Our portal exists only because other people need it. No one is forcing anyone to immediately start trading binary options. It just shows an alternative that, with the right approach, will help a person with a minimum starting amount and a great desire to earn decent money, which can later serve as a platform for passive income.
Actually, my interest in this source of income appeared when I got acquainted with the Pamm-Trade portal. While I was learning to trade, so to speak, I was improving professionally, the portal itself was changing along with me. Now just a huge amount of information has been collected here on the part of trading with binary options and Forex. I started with fairly simple trading strategies and a $250 deposit.
What has helped me succeed and multiply my investment? Firstly, I am by nature a person who likes to bring everything to the end. I don't stop because of small failures. On the contrary, they encourage me to move forward even more. Secondly, before I start anything, I thoroughly study the information. I am absolutely sure that knowledge is the weapon that, sooner or later, will allow you to make a long-awaited shot at the top ten. So it was with me. And in many ways, the merit of the Pamm-Trade portal and its founder, Viktor Samoilov, is here.
I received most of the theoretical training on this portal. Now it is much easier for beginners. More and more detailed manuals appear every day, in which every step of a novice trader is described. The most detailed work on the Internet, after reading which you will know everything about binary options - this is, of course,
An equally informative, but more compact source, which clearly and consistently outlines the steps in trading, is an article. Actually, it is from her that I would advise you to get acquainted with the functioning of this modern investment tool. And to understand all the nuances and subtleties, refer to the first indicated source. You will definitely find answers to all your questions there.
You can rent out housing in any condition: with repair, without repair, for a long time or for a day - the differences will be only in the amount of future passive income. But the fact that there is always a demand for rental housing is 100%. Now you don't even have to worry about looking for tenants. Agencies and private realtors have flooded the market so much that they will gladly and completely free of charge take up the search for guests for you. In most cases, the tenant pays the commission for the services.
Of course, the better the apartment, the higher the passive income you can receive. Location and proximity to transport interchanges also play a role. Prices for renting an apartment in the city center and on the periphery with identical conditions may differ by 1.5-2 times. Renting a house in a resort town can generally be the only and sufficient source of income.
Regarding whether to rent housing for a long time or daily, one nuance must be taken into account here: how much free time do you have in order to engage in daily rent? Naturally, earnings with this type of rental will be much higher, but the risks and the cost of personal time too. And we are not even talking about the fact that the landlord independently engaged in the search for clients, their accommodation and other organizational issues. It will be necessary to invest more money and time in daily housing: change something, repair something, perhaps even listen to neighbors' complaints. There will be many questions and they will often arise, because the audience for such a lease can be the most diverse, 50% of the tenants will be, to put it mildly, dishonorable people.
Regarding the long-term lease, here passive income is provided in its purest form. I remember when I also rented an apartment, communication with the owner was minimal. For 5 years of residence, I saw him only a couple of times, transferred the monthly payment to a bank card, if something fell into disrepair, I repaired it myself and included it in the cost of future rent. If you try to find decent tenants for a long time, with whom there will subsequently be no problems with payment or damage to property, then for many years this will be a good addition to the main income with your minimal participation. And if there are several such real estate objects, then, of course, you can live in peace only on this passive income.
Option #2: Passive Business Income!
This type of passive income is also possible, but the main problem that you will have to face is the selection of management staff. After all, the work of your business, and hence the size of your dividends, will depend on it.
Now there will be no talk of building your business from scratch and giving it to trust management. If anyone does not know what the essence of this term is, then it is described in detail in the article. I am 100% sure and have repeatedly seen how the owners treat the business that they built with their own hands. This attitude cannot be called otherwise than to your brainchild. What parent would give their child to another family? Therefore, businessmen who started from scratch and invested a lot of time and effort in a company that is successfully operating in the market will never voluntarily give it into the hands of another owner. Only forced life situations can induce to do this.
Another thing is if you decide to purchase a ready-made business, but there is no desire or time to deal with it. In this case, you, as the owner, will receive your passive income in the form of dividends and occasionally control the state of affairs. However, here you need to be aware: if you are poorly versed in the specifics of the activity, then it will not be difficult for the current management to deceive you. Even if the planted person enjoys great confidence, is a relative or friend, sooner or later he can succumb to ordinary human vices - greed and a thirst for power. In such delegation of managerial powers, there is a huge risk that you will be deceived and robbed. You will either have to put up with this, or devote more time to control, or take the reins of power into your own hands. The last option, of course, has nothing to do with the concept of "passive income".
Option number 3: Copyright and passive income!
Writing a bestseller, creating a hit song, coming up with a useful invention can all be a source of passive income. However, how many people are capable of this? But the fact remains: such a method exists, which means that I had to mention it in my list.
As they say, and the stick shoots once a year. Joanne Rowling, a world-famous writer thanks to her fantasy novel Harry Potter, while working as a secretary-translator and living on one allowance for some time, also could not imagine that within five years after the release of her book she would turn into a multimillionaire.
In fact, there are many such examples. Did you know that Margaret Mitchell, the author of the bestselling world literature Gone with the Wind, wrote only this one novel in her life, which later brought her and her family big fees? The book was sold in millions of copies, and the first screen version of the work added another 50 thousand dollars to Mitchell's piggy bank. After the death of the writer herself, the copyright for the work was distributed among her nephews.
It certainly takes a lot of talent to create something like this. It rarely happens that one work will be the only source of income for many generations. More often than not, authorship involves ongoing follow-up work. They wrote a book, published it, and then it is necessary to advertise it. When the interest of the public fades, it is necessary to come up with something new. Only in this case, income will be maintained at the proper level. Not every musical group reaches the level of the Beatles and not every literary work becomes a bestseller.
Regarding the legislation in Russia concerning copyright, it is valid during the life of the author himself and the next 50 years after his death.
Option #4: Passive Software Income!
In fact, this is the same authorship, only in the field of IT technologies and programming. If you have any innovative ideas in this area, then you are provided with passive income for a while. You are unlikely to become the next Bill Gates, although… For example, you know how to program for iOS and have created some necessary application for the iPhone that is so popular today, or you have come up with another interesting game for the social network Vkontakte. Who knows, maybe your development will become another hit. How could Twitter developers have imagined that this simple software solution will receive such huge popularity?
Or another option without authorship - buy a server and provide paid hosting services. But then you need to take care of technical support. If you want to do it yourself, then lying on the couch will not work, you will have to answer numerous calls from users.
You can try to become an Internet provider. However, it only seems that it is worth buying the necessary equipment once, connecting it, and subsequently receiving passive income for many years. In fact, the difficulties lie not so much in the purchase of expensive equipment (it will take about 3 million rubles), but in numerous organizational issues, for example, registering a legal entity, obtaining licenses, passing examinations. All this is also an additional cost. Subsequently, the same technical support is needed, workers for installation and connection, personnel control, etc. In general, lying on a sun lounger by the ocean with a mojito is unlikely to succeed.
Option #5: Passive Blogging Income!
Thematic blogs have now become very popular. The most popular topics among readers are finance, business, health, sports and more. The point of a blog is to provide useful and interesting information to visitors, and in return to receive income from contextual advertising or affiliate programs. Of course, there are many pitfalls in this area. Creating a website is the easiest task of all the upcoming ones along the way. Further, it will need to be constantly filled with high-quality and unique content. Of course, you can do it yourself, but this lesson will take a lot of time. It's easier to use the services of professional copywriters.
The advantage of article promotion over paid advertising in search engines is that the article will not disappear without a trace. You pay for it, post it on your blog, and it will be your long-term asset, which will subsequently lead to a lot of traffic. In addition, you will need to actively engage in promotion. Nobody wants a blog that hangs in the hundredth position in the search engines. In addition to SEO-optimized content, you will need to buy links, post articles on third-party resources, work on social networks, etc. That is, the work will be difficult and painstaking. Especially if the portal was created from scratch, in the first half of the year it is hardly worth dreaming about TOP positions.
However, as soon as you manage to budge a huge car, it will start to move by inertia, but you will only need to push it slightly. When your blog has a sufficient number of visitors (preferably at least 1000 per day), you can connect contextual advertising and earn on every click. Subsequently, you will not be as active in the site as at the beginning. But I would not dare to call such income absolutely passive. You will have to constantly maintain attendance: write new articles, improve usability, and attract the attention of visitors. Without all this, your portal will soon be lost in the ranks of more active competitors.
Option number 6: Passive earnings with the help of mutual funds.
Mutual investment fund (UIF) is a pool of funds of individual investors (shareholders) managed by professional portfolio managers, investing them in securities (mainly stocks and bonds), precious metals, real estate and other assets.
Simply put, you entrust your money to the management company so that they work effectively. Not everyone has the knowledge of the functioning of financial markets or the time to get it. However, there are people who have such knowledge, and they become the organizers of such funds, collect money from a group of people, invest it in various assets, and ultimately make money on it. You, as a member of the fund, also receive your share of the profits.
In Russia, the activities of mutual funds are strictly regulated by law, which is a significant plus for investors.
In world practice, such funds appeared a very long time ago, back in the 70s of the 20th century. However, in Russia, for the first time, mutual funds were formed in 1996, but at that time they did not gain much popularity. Since 2003, Russians have been actively entrusting their money to these funds.
The shareholder's income is the difference between the initial value of the investment and the amount that he will receive after the sale of the entire share or part of it. We should not forget that the fund is managed by professionals - portfolio managers, who, through the diversification of assets, minimize the risks of losses.
It is often thought that shareholders also receive dividends, but this is not so.
Mutual funds do not have any interest, dividends or other payments. Each participant receives his income only when selling his share (share).
Passive income from mutual funds: advantages.
What do mutual funds give to the investor:
1. The opportunity to enter the investment market even with a small amount of money due to the fact that the fund accumulates large capital from private contributions.
2. Do not participate in money management on your own, but entrust it to professional managers who understand not only which assets should or should not be included in the portfolio, but also can quickly respond to changes in market conditions and change portfolio assets in time.
3. A small risk of financial losses due to the diversification of assets and timely response to the market situation by investors.
4. Possibility at any time to buy additional shares, sell them, transfer them by inheritance or make them collateral.
5. Higher yield compared to bank deposits (it can reach up to 100% per annum and higher).
6. Lower commission costs for a brokerage company compared to if a person acted independently as an investor.
7. Confidence that the fund will not disappear just like many investment projects. The state regulates the activities of mutual funds at the legislative level. To prevent the abuse of depositors' funds, the money is separated from the management company. They are stored in a special depository, which also performs control functions. You can't just take money out of your account. The depositary can block the money at any time if he suspects any fraudulent activity. In addition, there are also supreme regulatory bodies - the Federal Service for Financial Markets and the State Tax Service.
Disadvantages of investing in mutual funds!
Of course, there are some disadvantages of mutual funds:
1. Risk of loss of invested funds. If the portfolio yield falls, then the shareholder is not guaranteed a return even of the initially invested amount, not to mention the profit.
2. Unknown return on investment. If with a bank deposit you know exactly how much money you will receive at the end of the term, then in this case the mutual fund does not have the right to announce a possible profitability.
3. Income from the sale of a share is subject to income tax at a rate of 13% for residents of the Russian Federation and 30% for non-residents.
Option number 7: Passive income classic - bank deposit!
A bank deposit is the placement of temporarily free funds of a depositor on a savings account in a bank to save and increase funds on demand or for a certain period specified in the agreement.
If investments in mutual funds or binary options are more innovative methods of money management, then a bank deposit is the most famous and common way to receive passive income. Everyone knows about it, and most people use this particular method, despite its low profitability, which sometimes can only cover the existing level of inflation.
A bank deposit in money or precious metals cannot be called an effective investment method, it is rather a method of saving one's money. Passive income from such investments will be negligible.
Option number 8: Trust management in financial markets!
You can trust your money in the management of professionals not only with the help of mutual funds, but also traders on the stock exchanges. Moreover, it can be both an over-the-counter market and quite real transactions, for example, on the American stock market or on the Moscow Exchange. The fact is that if in the case of mutual funds you do not risk being deceived, since its activities are regulated at the state level, then in all other cases no one will give you any guarantees.
Now any binary options broker or Forex broker will offer you a trust management service, but it will not take even a month for your money to fly into the pipe. This is natural, because the broker is not interested in his own ruin. However, in the case of real trading, for example, stocks or indices, trust management may well become a mutually beneficial cooperation between an investor and a trader, because they often divide profits and losses in half, respectively, everyone is interested in making a profit.
But the difficulty of entering the same New York Stock Exchange is that here you will not be limited to the initial amount of $200-300. In order for a trader to be able to work effectively with exchange-traded assets, a minimum of $25,000 is required. And of course, no one can guarantee you a stable passive income, because speculation in financial markets is, first of all, high risks. Even super-professionals cannot reduce all of them to zero.
Option number 9: Participation in affiliate programs and passive income from it!
The affiliate program implies your participation in increasing conversions (selling services or products, registering, clicking, filling out a questionnaire or other other action), for which you will receive an appropriate reward in the form of a percentage.
Affiliate programs are similar to network marketing, but if the MLM business involves your constant activity, then in the case of an affiliate program it may not be.
I will give a simple example: once upon a time I worked part-time on a copywriting exchange and became a member of an affiliate program. I had my own referral link, according to which the system determined all my attracted people: it doesn’t matter whether it was an author or a customer. When his account was replenished, a certain amount of money came to my account - a percentage of the client's replenishment. At the same time, I myself had long ceased to work on the stock exchange, and the money kept dripping.
These programs are now ubiquitous on the Internet. They are single and multi-level. Naturally, the second option is more interesting, because then you get passive income from a whole chain of attracted people.
It is believed that the largest partner remuneration (up to 25%) is offered for various information products - courses, online training, master classes, etc. On a hosting affiliate program you can get from 10 to 20%.
It is very good if you have your own website, then it is easier to make money on an affiliate program. However, even without it, you can distribute affiliate links in many ways, for example, through social networks, forums, mailing lists.
Conclusions.
Friends, today we have looked at various ways to get passive income in our time. What conclusion can be drawn from all that has been said? In the classical sense, it is rarely present anywhere. Almost everywhere you will be required to participate and some activity. Of course, passive income is not a myth. But in order to be able, without doing anything, to receive not miserable pennies in the form of interest on a savings deposit, but decent income, you need to try very hard. It is necessary to have either a good initial capital, or a profitable operating business, or an advanced Internet resource.
Having been trading binary options for several years, I managed to make a good amount of capital, but in the near future I do not plan to make passive income out of it, I am used to constantly acting and actively investing, and most importantly, getting a great buzz from this activity! After all, as you know, movement is life. And in my deep conviction, only its dynamic rhythm is the only true one of all existing ones!
Each of us dreams of financial independence. However, for the most part, we are forced to work actively from paycheck to paycheck, feeling the eternal fear of losing our job as our main source of income.
Meanwhile, there are options for the so-called passive income, for example, we told in detail. Such earnings do not depend on current activities, funds are credited to the account due to thoughtful investments made earlier. You can lie on the beach and earn passive income as the only source of funds, or you can work peacefully in the office, along the way getting a nice increase in income and not worrying about a possible loss of work.
Today's selection presents the best sources of passive income. Of course, most of the ideas from the top 10 require a certain start-up capital, but there are also ways that allow you to lay the foundation for future income without investment.
Unlike bank deposits, such investments bring a higher income. However, the risks here will be much higher. Credit unions and trust funds do redistribute capital so that money will work and generate income, but only if fund management invests it wisely.
Investments in securities can bring a stable income if the investment is made by a specialist. Therefore, such investments require at least minimal knowledge of the state, trends and laws of the securities market. Otherwise, it is better to entrust the funds to professionals, paying attention to mutual funds, which will be discussed below.
8. Passive income on the Internet
- an investment project created on the principles of a financial pyramid, operating on the Internet. The income of investors consists of the funds of newly attracted investors. Investing in HYIP will not allow you to relax - in order not to lose everything, you need to regularly monitor the status of the project.
7. Highly profitable investment
If the investor is not attracted by the independent acquisition of shares or the game on the currency exchange, then the funds can be invested in the most or transferred to an experienced trader. Naturally, the owner of a PAMM account will withhold a commission from income for their services, but professionals better navigate the market and know the most profitable ways to invest.
6. Playing on FOREX
To play FOREX, you need to go through a minimum training in order to master the principles of trading. In addition, trading requires constant attention, which makes income no longer completely passive. However, with a combination of financial literacy with a certain amount of intuition and luck, Forex earns fortunes.
An excellent option for obtaining passive income, however, it requires an impressive investment at the initial stage. After all, not everyone has real estate to rent. If there is an object, then it can provide a stable income from several tens to several hundred thousand rubles a month.
4. Building your business
If at the initial stage a new business requires a full commitment of energy and time, then after a while a successful business can start working like a well-functioning mechanism that does not require the constant presence of the owner. we presented earlier.
Sites allow their owners to earn money by placing ads. However, in order for a web page to become a source of passive income, it must be filled with interesting and useful content, promoted on the network, and then maintained in this state.
Unlike a bank deposit, mutual funds offer a higher return. True, the risks here are higher, however, they allow you to entrust funds to professionals, as well as determine an investment strategy. As a rule, large companies offer several mutual fund options - from the most reliable ones with a lower income to high-risk, but more profitable ones.
1. Bank deposit (Deposit)
The list of passive income sources is headed by the simplest and most understandable way to invest. Currently, deposit insurance covers funds in the amount of up to 1,400 thousand rubles. If you plan to invest more money, then it is better to distribute them among the most.
Hello dear readers! I am pleased with the trend of increasing interest in passive income. More and more people are wondering what types of passive income are. It is the answer to this question that I decided to highlight today's article.
To begin with, only passive income allows you to gain financial independence. Probably each of us has already heard this axiom. But few people manage to understand for themselves a clear difference between passive and active types of earnings.
The most important characteristic is the lack of effort. In other words, you don't have to do anything to get funds into your account.
However, despite the fact that there are no daily labor costs, initially you need to make a lot of effort to study in detail the area in which you plan to invest.
By the way, now it is possible to buy shares without leaving home through, as well as open an Individual Investment Account (IIA) remotely.
To buy a small block of shares for trial, you can use the button below:Buy shares online
Passive income is the main goal of sane people. Of course, remnants of the past play a role in the fact that now most people still go to work every day.
Let's remember that in the days of the Soviet Union, any income from the category of "unearned" was considered something shameful. Our grandparents grew up with the belief that "who does not work, does not eat."
To understand the folly of such an approach, it is enough to look at how old people live in our country. Do you want the same "venerable age"? Not?
Then strive to receive a permanent income, which does not imply daily going to work and start taking the first steps in this direction today!
What types of passive income are there?
In the 21st century, there are many ways that allow you to get a good income with a minimum of effort. Every year the situation in the field of passive income is changing.
Some sources of profit are becoming obsolete, while others are becoming more in demand.
Previous article: Quotes on the topic “Maternity leave Statuses about going on maternity leave Next article: Beautiful quotes for Instagram Interesting quotes for Instagram status